Being injured in an auto wreck is a difficult experience to endure, made even more difficult by the aftermath. The wreck has caused you to sustain serious injuries and suffer other negative effects. You could be dealing with excruciating pain, worry over your health and job security, and you could be facing financial losses.
The longer your injury keeps you down, the more financial losses you’re looking at. If your injury is especially serious, you could be facing substantial life changes. For instance, you may be unable to work again, you could be permanently disabled, or you could be dealing with mental trauma that can make you fearful of riding in cars.
No one deserves to go through this, but there are options for improving your life situation. You can file a car crash claim to receive a settlement for your accident. The settlement can help you deal with all the negative effects of your auto wreck. First, you need to learn a little more about Florida’s auto accident laws.
Insurance and Negligence in Florida Auto Wreck Cases
Florida follows a no-fault system when it comes to auto insurance claims. So, if you’re involved in a minor auto wreck, you will not be able to sue the other party for damages. This means you will recover your losses by utilizing your own no-fault insurance coverage and personal injury protection (PIP) benefits.
There is an exception that allows you to sue an at-fault party when you’ve been hurt in an accident—a serious injury.
Serious Injury Threshold
When you’ve sustained a serious injury, Florida law does allow you to sue the party responsible for harming you. You’ll need to prove that your injury reaches or exceeds Florida’s serious injury threshold. Serious injuries that often meet this legal definition are: brain damage, spinal cord injuries, broken bones, burn injuries, and organ damage.
It will be necessary for you to show evidence of your injury and its seriousness, as well as how much this injury is costing you financially and emotionally.
Time Frame on Filing a Claim
You also need to be aware that there is a timeframe you must file your claim within. In Florida, you have up to four years to file a personal injury claim for an auto wreck. If you fail to file within this designated time period, you will lose your right to file a case at all.
Reach Out to a Car Accident Lawyer in Florida for Help with Your Case
Now, you know a little more about Florida’s car crash laws. However, filing a claim is tough to do by yourself. It’s important to investigate your accident, gather evidence, prove fault, prove your injuries, negotiate with insurance companies, and sometimes you might have to take your case to court to win compensation.
Help from a West Palm Beach car crash lawyer might be just what you need. The more serious your injuries are, the more likely it will be that you need help with your case. You will need this compensation to provide financially for all the ways this accident has affected you and your life.