No one has #injurygoals, but sometimes these things just happen. Even when you’re a relatively careful person you just can’t watch out for every possible accident. Some people think they are safe if they never leave the house, but did you know that more accidents happen at home than anywhere else? Doesn’t that boggle the mind?
Now, if you’ve hurt yourself because you’ve created a dangerous home environment with hazards everywhere you turn, then no one can really help you—you’re on your own with regards to recovery bills, missed wages, and the difficulty of your injury.
However, if someone other than yourself caused your injury you may be able to file an injury claim.
What’s a Personal Injury Claim?
A personal injury claim is when you sue a negligent party for the hurt they’ve caused you. Typically, in order for you to win compensation for your case you must prove that the party was negligent, and that the negligence led to your injuries and damages.
What Makes a Good Case?
A good personal injury case will demonstrate fault—meaning that you have evidence that shows the person’s negligence. A good case will also show your damages. Damages are things like the injury itself, the medical expenses you incurred, the wages you lost, and the pain and suffering you’ve experienced as a result of your accident injuries.
Why Would I Have to Take My Claim to Court?
Assuming you have a good case with evidence of your injuries and losses there are two ways to resolve your case and obtain the financial compensation you need.
The first way is to file your claim with the negligent party’s insurance company. Typically, the insurance company will examine your case and evidence to determine if it’s a good case or not.
If they believe that it is a good case and that you have evidence to back up your claim, then you will receive an offer from the insurance company called a settlement. The settlement is designed to compensate you for your losses, while at the same time, avoiding the stress, expense, and hassle of going to court.
However, sometimes the at-fault party’s insurance company may not think you have a good case (even though you do). They may fight your claim and threaten to go to court.
There are many other reasons that you may need to take your personal injury claim to court, but all the reasons usually have to do with an insurance company that doesn’t want to pay you fairly.
If You Do Have to Go to Court, What’s it Like?
When you go to court for a personal injury claim, you (or your lawyer) will have to present your case, arguing why you deserve payment for your injuries and the losses you’ve faced. You will have to show your damages and provide evidence of the negligent party’s fault, as well as show the court why you deserve to receive financial compensation for the accident you were injured in.